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Featuring the latest retirement news, these articles show you how to make the most out of your pension, and provide information on retirement planning, pension transfers, QROPS, QNUPS and SIPPS.
This market is volatile – and our team of experts can help you understand the factors at play by stripping away the opinions and reporting the solid facts.
We’ll keep you up to date with the latest legislation, how to claim pensions when you are overseas, and any changes to British pension rules.
To compliment this offering, we also look at the latest expat lifestyle trends – so you stay informed of the latest news and developments – wherever you are in the world.

Pension funds of Britain’s largest companies slipped further into the red during the past three months, according to industry experts. The deficit increased by £2 billion to £113 billion in May 2014, says expat pensions and benefits firm Mercer. The firm points out that although many companies are seeing the value...
Where you live and work is a big deciding factor in when the government says you can retire, reveals new research. Many workers in the Asia pacific can retire up to 10 years earlier than their counterparts in more developed Western countries. Indonesia, Thailand and India and are among those with...
The average British pensioner retires with an income that is only around 75% of the minimum wage, according to new research. While the average salary for a worker aged over 60s is £25,480 a year, average pension income, including state pension, is just a third of that at £8,774 a...
After years of publicity about the need to save for retirement, more than a third of workers still do not know how much to set aside for their later years, according to a new study. Even worse, 13% have not saved a penny towards their retirement and are running out...
The problem with retirement saving is no one knows how much money they will need because they have no way of knowing how long they will live. Other factors come into play as well, such as lifestyle and health. Financial planners try to guess the best savings target from cash flow...
Two thirds of expats in the United Arab Emirates have failed to make adequate financial plans for their retirement. Expats who have a steady income when they are working have a blind spot that does not let them see they have to save to maintain that lifestyle when they leave...
HM Revenue and Customs has tried to clarify new tax rules for overseas pensions by issuing more guidance. Accepting the original rule change was confusing for many, the new guidance attempts to give more details about how UK tax residents with overseas pensions will pay tax on lump sums and...
The much vaunted Great Pensions Freedom Day has turned out as a disappointment for millions of retirement savers who have had their dreams of taking cash from their savings dashed. Many of the largest pension providers are either not ready or not willing to offer flexible pension drawdown. Those who could...
Retirement savers transferring  pension money to an offshore QROPS are warned to carry out 'due diligence' to check the scheme is not a scam – but are offered little advice about the questions they should ask. HMRC's QROPS List explains that savers and their advisers need to investigate a QROPS...
Expats approaching retirement in Australia can expect to meet tougher residency and qualifying rules for the state pension under a new bill. The Social Services Legislation Amendment (Payment Integrity) Bill 2017 is before the Australian parliament and is amid controversy over unfairly penalising expats. The bill restricts access to state benefits...
Civil Servants - both current and former – are now publicly expressing their concerns, as retirement promises and pre-agreed arrangements look likely to be reneged upon. In the face of adverse public sector pension conditions, which include a huge deficit bill made worse by austerity measures, and the threat of...
A tax-free cash lump sum is often considered a just reward for many years of hard saving into a pension. But many retirement savers are unsure what to do once they are entitled to take the money. Here are some answers to the most frequently asked questions we are asked about...
Many young Brits are not saving for their retirement because they believe they will inherit money from their parents- but many are in for a big disappointment, according to a new survey. Skipton Building Society found that 75% of people aged between 20 and 35 are hoping to get a...
How much money you need to fund a comfortable retirement is the question most of us would like answered. After all, having a definite figure to aim for would make saving a lot easier. But we are all different. Some of us will live longer than others, some of us will have...
The bizarre High Court case to define pension liberation fraud which saw The Pensions Regulator both putting the case for and against the practice has ended with the judge handing down a ruling. Pension liberation is a scam that lets savers below the minimum retirement age of 55 years old...