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Featuring the latest retirement news, these articles show you how to make the most out of your pension, and provide information on retirement planning, pension transfers, QROPS, QNUPS and SIPPS.
This market is volatile – and our team of experts can help you understand the factors at play by stripping away the opinions and reporting the solid facts.
We’ll keep you up to date with the latest legislation, how to claim pensions when you are overseas, and any changes to British pension rules.
To compliment this offering, we also look at the latest expat lifestyle trends – so you stay informed of the latest news and developments – wherever you are in the world.

Financial watchdogs want retirement savers to be told more about their pensions and a clearer charging structure if they choose pension drawdown. The Financial Conduct Authority (FCA) looks after the interests of consumers saving into pensions. The call for change has arisen from a review of pension freedoms introduced by the...
Working out if switching from a standard UK pension to a Qualifying Recognised Overseas Pension Scheme (QROPS) is a tough call for many retirement savers. That’s why calling on a professional independent financial adviser to do the number crunching is always worthwhile. The hardest calculations fall to retirement savers in a...
Seed Enterprise Investment Scheme (SEIS) recycling is a new idea some financial advisers are promoting to high earners who have lost pension tax incentives. Over recent years, Chancellor George Osborne has whittled away the lifetime allowance and the amount wealthy taxpayers can stash in a pension each tax year. The measures...
Pension and healthcare costs for people approaching retirement are at risk because governments are deliberately keeping savers in the dark about massive hidden debts. As a result, the government will have to cut public spending by more than 25%, slash health and social spending by half or significantly increase tax,...
Transferring out of a final salary pension is becoming a retirement option for some savers as companies struggle with massive pension deficits. Many companies are crippled by black holes in their pensions. A select committee of MPs is demanding bosses at some of Britain’s leading FTSE 100 companies explain why they...
Poor performing pension funds holding more than £30 billion of retirement saver cash are named and shamed in a new report. Around 110 funds with cash and assets of more than £2.5 million each are accused of failing their investors by underperforming against the stock market by at least 10%...
A pressure group wants Chancellor Phillip Hammond to cash in their poor-performing annuities as part of his Autumn Budget 2018. Hammond is due to announce his Budget in Parliament on October 29. Lobbyists Your Pension, Your Choice are calling on annuity holders to sign a petition supporting their fight to extend...
If you have not drawn up a financial timetable as you approach retirement, then it’s never too late to start. To help with some of the key questions you need to answer as retirement approaches, here are some points to consider and hints of when to make the decisions. The first...
GAD rates are a vital point to bear in mind for pension investors, but few understand the meaning of the term and how GAD rates affect their retirement income. GAD rates are calculated by the Government Actuary's Department (GAD) with a formula based on investment returns for Gilts. The government and...
Companies are higher paying golden goodbyes to get rid of final salary pensions than ever before. Workers looking forward to a guaranteed £20,000 a year pension when they retire are routinely offered 30 times that amount to leave their workplace scheme. That £600,000 in cash is tempting – but is it...

Pension Jargon Explained

The financial world is a maze of jargon investors and savers must cut a path through to find the information they want. In this confusing mass of acronyms and technical terms, here’s a guide to some of the more common financial phrases you may need to unravel: Defined benefit pension –...
The state of Britain’s workplace direct benefit pensions is getting better - or maybe not, depending on which firm’s figures you take. The figures are confusing because at least three different firms track the health of workplace pensions, but all measure them in a slightly different way. The deficit of the...
As inflation in Britain and across Europe ticks up and the Pound weakens, expats on flat retirement incomes can see their spending power dropping away. Although the changes are small and largely accounted for by higher air fares and paying more at the pumps for fuel, more increases in the...
Chancellor George Osborne’s budget has focused on the need to support the recovery whilst still paying close attention to austerity plans. Within this sentiment is the Chancellor’s new measures to secure the ‘grey vote’ by scrapping many of the restraints on how new UK retirees can save and manage their...
When QROPS were first introduced in 2006, the idea was to enable the growing number of expatriates and foreign UK pension holders to remain close to their savings upon leaving the British Isles. Since the introduction of the legislation, 44 jurisdictions have emerged offering 3,650 qualifying schemes. The appeal of...