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Featuring the latest retirement news, these articles show you how to make the most out of your pension, and provide information on retirement planning, pension transfers, QROPS, QNUPS and SIPPS.
This market is volatile – and our team of experts can help you understand the factors at play by stripping away the opinions and reporting the solid facts.
We’ll keep you up to date with the latest legislation, how to claim pensions when you are overseas, and any changes to British pension rules.
To compliment this offering, we also look at the latest expat lifestyle trends – so you stay informed of the latest news and developments – wherever you are in the world.

Pension transfer values fell 3.7% to an average £232,000 last month following the trend of fluctuation in the amount employers are paying workers moving out of workplace final salary schemes. Over recent months, the average transfer value has spiked at around £245,000 before falling to the current low. According to pension...
The average British pensioner retires with an income that is only around 75% of the minimum wage, according to new research. While the average salary for a worker aged over 60s is £25,480 a year, average pension income, including state pension, is just a third of that at £8,774 a...
Your retirement income may be in danger if you have a final salary pension as a financial black hole threatens to keep swallowing cash. Although many employer pensions are flush with funds and making good investment returns, concerns are rife about some others that are billions of pounds in the...
If you are thinking about moving your retirement savings to a Qualifying Recognised Overseas Pension Scheme (QROPS) and are classed as a final salary pension transferee or an insistent client, you may not get the financial advice you expect. Many IFAs duck recommending a QROPS transfer for these clients because...
Chancellor George Osborne’s budget has focused on the need to support the recovery whilst still paying close attention to austerity plans. Within this sentiment is the Chancellor’s new measures to secure the ‘grey vote’ by scrapping many of the restraints on how new UK retirees can save and manage their...
A pension liberation company that raided £3.3 million of retirement savings was wound up in the High Court this week. Thames Trustees managed the Westminster Pension Scheme, which offered 79 retirement savers cash of up to 50% of the value of their funds. The money was a loan or commission from...
Minister Steve Webb plans to introduce a new type of pension aimed to help boost income in retirement. Webb’s continual tweaking of the pension system has seen the roll–out of several new features. The latest is ‘collective defined contributions’ (CDC). The idea is investors pool part of their pension funds in an...
The British government’s national insurance piggy bank is nearly exhausted and could plunge paying the state pension into crisis, according to a think-tank report. The state pension is paid out of the National Insurance Fund, which, says the study, has been gradually draining away since the downturn. Statisticians in the Government...
Minister Steve Webb is planning one last major assault on the stranglehold financial companies have on pensioners by overturning annuity rules. Annuities provide a guaranteed retirement income, but millions of disgruntled pensioners were forced to buy low paying contracts which they cannot get out of. Webb wants annuity providers to offer...
If fraudsters steal your pension, do not expect to get any money back, says the head of a government-funded official money advice helpline. The message from Michelle Cracknell, boss of The Pension Advisory Service (TPAS) is retirement savers are very much on their own if they fall foul of scammers. TPAS...
Thousands of retirement savers facing a cap on the lifetime pension allowance only have a few weeks to make some major financial decisions or face a huge tax charge, according to a financial firm. Around 360,000 pension savers have to act to protect their lifetime allowance (LTA) as the ceiling...
Sales of annuities are plunging as retirement savers delay making pension decisions pending next year’s wholesale reform of the market. The number of annuities bought by retirement savers dropped by 56% in the third quarter of 2014 compared to the same period last year. Not only did the number of annuities...
Too many pensioners are unwilling to unlock the potential cash stored in their homes to fund retirement, according to finance professionals. Homeowners have around £9 trillion saved in bricks and mortar, yet many families and pensioners struggle financially when they could access some of this money with a remortgage or...
People giving up work this year expect to have an annual retirement income of £17,000 – the highest level for more than six years. Flexible access to pension funds and more consumer confidence in the economy are boosting pensions, according to financial firm The Prudential. Their study shows average retirement incomes...
Hundreds of workers who believed they had a ‘bootiful’ retirement in store have had their hopes dashed by the sale of their poultry firm employer. They are part of the 2,000 strong workforce of Bernard Matthews, Europe’s largest turkey farmer. The firm was bought in 2013 by Rutland Partners, which also...