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Featuring the latest retirement news, these articles show you how to make the most out of your pension, and provide information on retirement planning, pension transfers, QROPS, QNUPS and SIPPS.
This market is volatile – and our team of experts can help you understand the factors at play by stripping away the opinions and reporting the solid facts.
We’ll keep you up to date with the latest legislation, how to claim pensions when you are overseas, and any changes to British pension rules.
To compliment this offering, we also look at the latest expat lifestyle trends – so you stay informed of the latest news and developments – wherever you are in the world.

Most pension savers have no idea how much to put aside each month and want the government to set them minimum contribution levels. Shocking statistics that show how little most savers understand about their retirement savings show three out of four would prefer to be told how much to save...
Retirement is often a financial mess for women who save less and are short-changed in divorce deals. Fewer women have retirement savings – half against six out of 10 men, while a quarter of women confess they save nothing. Three out of four women do not include a spouse’s pension in...
A major review of international state pension schemes claims some risk creating unfairness between generations. Pension experts ranked pensions in 30 countries to come up with the results. Denmark came out on top for the sixth year in a row, while Japan, Austria, Italy, and France were held as examples of...
Stopping work is not about slowing down but the dawn of a new age of excitement for thousands of new retirees. Half of all retirees regard their golden years as the best time of their life which gives them the time to learn new skills, travel and gain new experiences. A...
Savers find working out their retirement finances years in advance is too complicated, say pension experts. Actuaries from the US, Britain and Australia looked at why people in each country seem to struggle with pensions and savings. They found a common reason – they lack vital information about how to save,...
Most retirement savers have a gap between the money they have and the amount they think they will need to fund a comfortable retirement. Unless they are wealthy, it’s likely most savers believe they do not have enough in the bank, investments and their pensions. But it’s time to stop worrying...
If you are saving into a pension, you are probably wondering how much money you will get on retirement. It’s a common question retirement savers ask and not always easy to work out. Taking money from a pension is easier than ever once you reach 55 years old, but the options...
Crooked advisers are to blame for most investment scams, according to a probe by pension providers determined to root out the fraudsters. The Pensions Scams Industry Group (PSIG) came to the conclusion after scrutinising more than 27,000 pension transfers from defined benefit to defined contribution schemes by three providers -...
Working out how much you need to save for retirement is a dilemma especially when you are bombarded with seemingly conflicting advice. Picking the right advice to suit your lifestyle and finances is hard. But here are four retirement saving myths you really should ignore. Life's cheaper when you stop working That's the...
Financial experts are advocating more pension tinkering after an international study of workplace schemes concluded retirement savers could benefit from pooling resources. The study looked at defined contribution pensions offered by employers and found that pooling could lead to benefit from economies of scale. This was most significant when schemes looked...
If you have some extra cash savings ready for investing at the end of the financial year, what’s best – a pension or an ISA? Both offer tax-efficient saving, but deciding which one offers the best benefits is tough. Pensions and ISAs are not either/or investments, but different ways to reach...
Almost a million British expats living in Europe are facing an uncertain financial future after Brexit because no one yet knows what will happen to existing treaties. State pension payments depend on reciprocal treaties between the UK and each foreign country agreeing to pay each other’s expats social security benefits. The...
Retirement savers have had more choice about how they spend the money in their pensions for more than two years, but not everyone understands how pension freedoms work. Often the problem is making financial decisions in the wrong order, which can lead to costly risks and potentially paying too much...

Pension Freedoms Explained

Pension freedoms give retirement savers choices about how they can spend their money once they hit the age of 55 years old. Introduced in April 2015 by then Chancellor George Osborne, the idea was to strip away the stifling rules that left some people struggling to make ends meet even...
British retirement savers get a lot of flak about not saving enough - but the Americans seem just as bad even though they typically earn more. The average US household aged between 55 and 61 years old has $163,577 in savings for retirement that gives an income of just $6,500...