Patricia Smith
I focus predominantly on the financial industry of the UK, despite living in Shanghai. I have been a finance commentator for 18 years now and have an MBA from the London School of Economics. I have contributed to Asian publications such including Guangming Daily, International Business Ties and Beijing Daily. In my private time I cook wonderful meals for my husband who appreciates my efforts.
Women With A Mistrust Of Saving Lose Out On Pensions
Young women are still more likely to end up with a significantly smaller pension than their male colleagues because of barriers that stop them investing.
Even women who save according to auto-enrolment guidance issued by...
Do Your Homework Before Buying A Place In The Sun
It’s important to do your home work when buying a property overseas as a second homer or an expat.
You need to sort out your finances well in advance of putting an offer in on...
El Petro Cryptocurrency Figures Just Don’t Add Up
The numbers just don’t add up in the first state-backed cryptocurrency offering.
Venezuela launched El Petro amid a blaze of publicity with President Nicolas Maduro claiming that the venture raised $5 billion for the cash-strapped...
Pension Deficits Improve But Still Languish In Red
The see-saw deficits of Britain’s workplace pensions have improved so far in 2017 – but are still worryingly in the red for retirement savers.
The latest figures from pension experts PwC’s Skyval Index show that...
Bitcoin Gravy Train Has Hit The Buffers
The cryptocurrency gravy chain that saw so many investors make huge profits from soaring investment values seems to have hit the buffers.
All the major cryptocurrencies other than Ethereum are trading down and have a...
New QROPS Code On The Way From Pension Watchdog
Moves to clean up Qualifying Recognised Overseas Pension Schemes for expats is missing the mark, according to critics.
The aim is to stop fraudsters stealing pension cash by making more checks into the people behind...
How A Pension Calculator Can Help You Save
If you are approaching retirement and are looking for a useful way to harness artificial intelligence, why not try one of the many pension calculators online.
Tracking the money you have saved and working out...
Over 50s Can’t Save Enough To Make A Difference In Retirement
Stagnant wages and rising living costs are stopping huge numbers of workers aged over 50 from saving enough money to retire.
Retirement experts say 43% of those aged between 50 to 59 years old, and...
How To Invest In Bitcoin With An ETN
British investors who want to buy into the Bitcoin bonanza have few choices about where to go to make a secure purchase.
But one UK online fund supermarket has opened the door on Bitcoin investing...
Final salary Transfers Set To Boom As EU Rules Change
Changes in the way pension providers tell retirement savers about the value of their pension pots are on the way – and may trigger more transfers out of workplace schemes.
The new rules may be...
Pension Savers Ignore Direct Benefit Warnings And Switch For Cash
The arguments rumble on over if transferring out of a final salary pension is good for a retirement savers wealth – but hundreds are opting to move their money.
Some companies are offering between 25...
Money Transfer Firm Beats Bank Dashboard Challenge
A money transfer firm has beaten a challenge to build a cheaper foreign currency exchange system for a leading bank.
Money mover CEO Hamish Anderson was asked to build an online dashboard for NatWest Bank...
You’re Not The Only One Who Makes Big Spending Mistakes
If you have ever splashed the cash and made a big mistake you have had to live with for a while, then join the club!
Around 75% of people admit they have made an embarrassing...
Green Exchange Is Go For Ethical Investors
The world’s first green stock exchange for ethical investors has opened for business in Luxembourg.
The Luxembourg Green Exchange (LGX) only allows financial providers passing stringent eligibility tests to offer investments on the market.
Luxembourg’s general...
Too Much Tax Grabbed From Pension Savers
The tax filing deadline has just passed but tens of thousands of retirement savers who took money from their pensions under new easy access rules have probably paid too much, warn financial experts.
With more...
