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Patricia Smith

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I focus predominantly on the financial industry of the UK, despite living in Shanghai. I have been a finance commentator for 18 years now and have an MBA from the London School of Economics. I have contributed to Asian publications such including Guangming Daily, International Business Ties and Beijing Daily. In my private time I cook wonderful meals for my husband who appreciates my efforts.
cold callers

Pension Scam Cold Call Ban May Have To Wait Until 2020

Pension scammers cold-call eight people every second, but the government may not have laws in place to stop them until 2020, a minister has revealed. Around 250 million cold calls are made every year, with...
vote

Tory rebel talks expat voting bill out of time

Conservative MP Phillip Davies appears to have conspired with Labour opponents to see off moves to give expats living overseas for more than 15 years the right to vote in UK elections. He filibustered the...
Smile

The 10 Friendliest Countries That Welcome Expats

Living among sociable locals makes life easier for expats - but where are the world’s friendliest countries? A new survey reveals that the warmest welcome is in Mexico, where it’s not just the weather that’s...
Extreme Team Building

Extreme Team Building Events in the Corporate Environment

In today’s modern world, where everything moves with incredible swiftness, our personal and professional lives are sometimes caught in the whirlpool of perfectly balancing both of their demands with the lack of time. In...
pension

Is Consolidating Pensions Worth The Bother?

British workers move jobs an average 11 times during their working lives and often leave a small pension pot behind. The chances are these are likely to be defined contribution pensions that come without any...
taxes

Taxi Drivers And B&B Owners Are Worst Tax Evaders

If you pay your taxes in full and on time, you will be horrified to know that one in five taxpayers deliberately lie about how much they earn. New research points the finger at the...

Binary Options Banned As Regulators Fear Scams

Consumer watchdogs have placed a permanent ban on gambling on binary options in the UK. The Financial Conduct Authority ban starts from April 2, 2019 and applies to anyone selling, marketing or distributing binary options...

Shopping For A Bargain Can Cost More Than Buying New

Buying a bargain because the cost is cheaper than buying new has proved a false economy for thousands of shoppers. One in three consumers regret not shelling out a few extra pounds to buy new,...

Fraudster Treated Charity Pension As A Personal Piggy Bank

Pension trustee Roger Bessent boosted his own finances by treating other people’s retirement savings as his personal piggy bank, a court heard. Bessent siphoned nearly £300,000 from pensions he was running to fund his business...

How Will Brexit Impact UK Inflation and Growth

While inflation in the UK has generally been higher than in European countries that make up the Euro-zone, due primarily to more buoyant economic conditions since 2011, it has always been associated with higher...

What’s Happened In The Latest Brexit Talks?

After another week of those seemingly endless Brexit negotiations, what has happened? Despite the smiles and approving noises coming out of London and Brussels, the answer seems to be nothing has changed. Neither side has given...

No Instant Solution For Compensation, PPF Pensioners Told

Retirement savers expecting a cash windfall after the level of benefits paid by the Pension Protection Fund were ruled unlawful can expect to wait for their money. Last month, the European Court of Justice decided...

Living Longer And Low Interest Rates Worry Over 50s

The over 50s are plagued with worries about their finances in retirement, according to a new report. The main causes for their concerns are how much money they need because they do not know how...

Women With A Mistrust Of Saving Lose Out On Pensions

Young women are still more likely to end up with a significantly smaller pension than their male colleagues because of barriers that stop them investing. Even women who save according to auto-enrolment guidance issued by...

Do Your Homework Before Buying A Place In The Sun

It’s important to do your home work when buying a property overseas as a second homer or an expat. You need to sort out your finances well in advance of putting an offer in on...

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